There is always an alternative for everything. Getting someone to take care of you in your old age in your own home is a most opted for alternative for senior care centers or elderly care centers. Having someone to help you with your activities of daily living (ADLs) is the perfect solution for those who want to stay at their homes and get 24-hour attention and care.
Senior home care is different from assisted living
Most people confuse home care with assisted living, but both are different from each other. Assisted living is a housing facility for adults who cannot live an independent life or choose not to. It is similar to retirement homes. Whereas, home care is when you have a trained aide at your service at your place. A home care service can also be given at an assisted living house. It can be for few hours or permanent 24×7 care. You get to stay in your own house even with your family and get the help that you need which your family is unable to provide you for any reason.
When it comes to the cost of assisted living and senior home care, neither of them consider medical insurance or any other private insurance. In assisted living, you pay on a monthly basis and in home care you pay on an hourly basis. This, of course, depends on the type of service you are receiving. Such as, services, hours and difficulty.
People usually opt for these services when they are old and need continuous medical attention but are unable to get it in a normal routine. Elderly who are living with their kids and grand kids sometimes also get themselves an aide for caring for them as their family members are not always available to assist them with medical care or any other help for that matter.
Proper planning can and must be done when you are young as this comes under retirement planning and adds to your retirement cost too. Before you get your loved one a home care aide, you can do an intense research comparing cost and services.